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You will find a wealth of helpful real estate information on my website. Before you sell or buy a home, view market information found on this website.

My web site is intended to supply you with the most recent real estate market information for southern Illinois area. I feature a free search that will allow you to search homes for sale.

 Let an expert Illinois Realtor® help you throughout the real estate buying or selling process.

Southern Illinois is a great place to live! Whether you already know which area you are interested in or are looking for some suggestions, contact me today. I will be happy to discuss any question(s) or concerns you might have about real estate in southern Illinois.

SELLING A HOME IN SOUTHERN ILLINOIS?

If you're thinking of selling your home in one of our beautiful communities, the first thing you should ask is "How much is my home worth?" Being educated on market trends in Illinois gives you the best chances of selling your home quickly and for the best price possible. Click on "Free Market Analysis" to request a free (C.M.A.) Comparative Market Analysis of your home. If you're selling lots, land, acreage, a townhouse or condominium, remember I also take advantage of the latest technologies to make sure your property listings have a strong presence on the Internet.  Contact me today and I will be happy to give you more information about our services to sellers.

BUYING A HOME IN SOUTHERN ILLINOIS?

When there are a lot of homes for sale and it takes a long time to sell them, that's a "buyer's market." In most of the country, that's the current situation, even though it's a buyers market finding the perfect new home for sale can sometimes be a challenge. You will be able to find it here on my website, though. You can make your home search easier by becoming a VIP Buyer. You will receive immediate information on ALL new listings that match your criteria emailed directly to you. Click on "VIP Buyer's Program" now! You'll be able to find all kinds of homes for sale and property listings easily as a VIP BUYER. As always, if you have any questions about the real estate market, or finding that perfect home here, please let me know!

WHAT YOU SHOULD KNOW ABOUT THE  FIRST-TIME HOMEBUYER TAX CREDIT.

The American Recovery and Reinvestment Act of 2009 features an $8,000 tax credit for first-time buyers who purchase a home on or after January 1, 2009 and before December 1,2009. The temporary credit is equal to 10 percent of the cost of the home, up to a maximum credit of $8,000. Buyers claim the credit on their federal tax return to reduce their tax liability. If the credit is more than their total tax liablility that year, the buyer will get a refund check for the balance. Only first-time homebuyers can take advantage of the tax credit. A first-time homebuyer is defined under the tax credit as an individual who has not owned a home in the last three years. For married, joint filers, both must meet the first-time homebuyer test to take the credit on a joint return. Eligible properties include anything that will be used as a principal single-family residence-including condo and townhouses. There are income guidelines on the credit. Individuals with an adjusted gross income up to $75,000 (or $150,000 if filing jointly) are eligible for the full tax credit. The credit is phased down for those earning more and is not available for those with an income above $95,000 (or $170,000 if filing jointly). The new tax credit does not have to be repaid if the buyer stays in the home at least three years. But if the home is sold before that, the entire amount of the credit is recaptured on the sale. People who purchased homes under the 2008 $7,500 tax credit program will still be required to repay that credit to the government over a 15-yr period. Please consult with a tax advisor to learn more about the tax credit and state and federal loan programs. You may also visit www.YourIllinoisHome.com for more information.

NEED A LOAN?

Finding the right financial solution for your real estate transaction can be confusing at times. It is important for you to know the facts about your mortgage before you buy a house. Making sure that you know how much you can afford and the best rates for your purchase can save you more than money, it can save you time and stress! Read the "Articles" on this site to learn more. Make sure you click on "Pre-Qualify Now" to take the first step to financing your home purchase.

Thank you for visiting http://www.dickbrookshomes.com - your Illinois Real Estate Information Source! I strive to provide the highest quality of service to all my clients while making each transaction as profitable, professional, and stress-free as possible. I understand the importance of professional ethics, integrity and continued education. Call or email me today for information on your next real estate transaction.

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